Posts Tagged: Toy
May 12, 2021
U.S. Insurance Industry Invested Assets Following the Market Turmoil of 2020
Authored by: Edward Toy – Senior Manager, Investment Specialist With the COVID-19 Pandemic and the resulting economic turmoil, 2020 was a very challenging year for investors in general, and that included U.S. insurance companies. With financial statement data available for year-end 2020, this is a good time to consider how investments may have changed for...
September 14, 2020
A Second Half Story Begins
Authored by: Edward Toy – Senior Manager, Investment Specialist Following on our last Market Briefing from earlier this year (March 11, 2020), to say that we have experienced a roller coaster ride in the last six months would be an obvious understatement. The impact of the pandemic on the US economy was severe and we...
March 11, 2020
Asset Valuations in a Volatile and Uncertain Market Q1-2020
Authored by: Edward Toy – Senior Manager, Investment Specialist There is an inherent risk in presenting any cogent ideas about the market in an environment as what we have been experiencing in recent weeks. At any given moment, the data I am relying on may be substantially stale as the Dow Industrials, which is the...
February 6, 2020
RRC’s Response to 2019 NAIC Liquidity Stress Test Framework for Life Insurers Meeting the Scope Criteria
Authored by: LeeAnne Creevy, Ben Leiser, Tricia Matson, Ed Toy Risk & Regulatory Consulting, LLC (“RRC” or “we”) supports the efforts of the Financial Stability (EX) Task Force and the Liquidity Assessment (EX) Subgroup (“Subgroup”) to provide additional tools to enable an assessment of macroprudential impacts on the broader financial markets of a liquidity stress...
December 3, 2019
Asset Valuations in a Volatile and Uncertain Market
Authored by: Edward Toy – Senior Manager, Investment Specialist As the various investment markets head towards the end of the calendar year, one of the inevitable questions for US insurers is, and has always been, what will be appropriate valuations for their invested assets. While the majority of invested assets for US insurers are reported...
July 15, 2019
Asset Liquidity
Authored by: Edward Toy – Senior Manager, Investment Specialist There have been many lessons learned over the years as to what can cause problems for investors, including insurance companies, when economies weaken and markets struggle. One of the most significant out of the financial crisis of 2007/8, is that liquidity should be a focus. In...
March 25, 2019
The Evolving Landscape of US Insurer Investments
Authored by: Edward Toy – Senior Manager, Investment Specialist Over time, the investments of US insurers have changed. This has been inevitable as market dynamics have shifted and US insurers have needed to adjust investment strategies and practices to accommodate. In recent years, the evolution has accelerated as US insurers have been driven, as have...
January 4, 2019
2018 Year in Review
Authored by: Edward Toy – Senior Manager, Investment Specialist 2018 began in many respects following the trends of 2017. The second half of the year, however, saw a dramatic increase in volatility and uncertainty. This was driven by concerns over the economy as forecasts began to show slowing global growth, including in the US, and...
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RRC Comments Regarding AG on Complex Assets